Quick Update
Well, I hoped to put a few hundred in my savings this week, but it's not going to happen. I have a few bills I need to catch up on (if they're not somehow automated, I often get behind on them), and after doing the Christmas math, I don't have much to spare. That said, I stared at the numbers pretty hard and evenutally put $50 into savings. It's paltry, but it's something.
And... this puts me beyond the realm of "safe" finances, I suppose, but I used my savings to buy stock. I did a lot of research on the company I purchased stock in. I read the analyst reports. I listened to their earnings call. The company is in the realm of medical devices/bio, so I understand the science behind their product--I read through the data on their clinical trials. I understand what it takes to jump the FDA hurdles and get product to market, and I'm satisfied with the progress this company has made.
So... yeah. I felt bad buying the stock, because I know you're supposed to have a chunk of money in the bank before you start investing, but... I'm planting a flag and saying this is the time to buy. Prices are just outrageously low, and I will feel better losing my money than knowing I missed out.
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