More Savings

I'm transferring my SmartyPig savings into my HSBC account. I also sucked it up and put another $100 into the HSBC--this leaves me only forty bucks or so to see me through next week, but if I go over, I just use my Discover card to pay for a few things. This is okay, because I transfer $150 to my Discover card every two weeks; I use it as a hedge fund, of sorts. Right now, I have a credit on that account (probably only a few bucks), and I try to keep a credit on it. This isn't the 'conventional' way to use a credit card, I know, but they don't seem to care. Why do I do it this way? By using my Discover, I'm technically going into debt (even though I have the automated payment shoring it up), so it keeps me from spending too much. Ah, psychology. We all, eventually, find a way to make it work for us.

So I get to kazam my savings goal up a little bit--looks like I'm at $1,147! I shouldn't have too much problem making my goal of $1,500 by the end of this month! Oh, and the toothbrush? I sold it on Ebay for around $35.