I created a budget calculator!

Wow. I never would have considered doing this a year ago. Last night, I stayed up until 1AM and created a simple budget spreadsheet on Excel, which helps me calculate my debt and expense payments over the long term. I can use this to shift numbers and perform "what if" scenarios. It's really helped me forcast my budget for the next year. It looks like I can have all my loans except my big school loan paid off by next APRIL! (And this includes a big trip to San Fran that I'm planning in March.)

Here's my tentative scenario, below. I'm still working on my "what if" for next October, but this helped a lot. I also still have to plan for the every-other-week payments, but this is a big step!

I'm happy to share a copy of this calculator if anyone wants it.