Cleaning Up My 401K & Why You Should At Least Try To Budget, Even If You Fail
With respect to my 401K, I have diversified about $6,500 of my company stock across a range of investment options, thus clearing up that rather glaring hole in my investment portfolio. I'm sitting on my bad real estate investment for a while, as the stock rose a few points in the last couple of days, and if I can make it out of this year and break even, I'll consider myself happy!
With respect to MISSION IMPOSSIBLE, my attempt to survive 26 days off $184.66, I have essentially failed. It's been 23 days, and I'm about $60 over budget. However, this gets to the title of this particular post. I would have spent A LOT more this month if I hadn't kept this months spending within such stringent spending guidelines. I failed, technically, but I made an effort to keep things afloat. I sold a chalkboard I didn't need for about $100, mitigating my losses, and I feel really good about where I ended up. Now, when I started this month, I looked at my usual $700 in spending that I give myself, and I said ABSOLUTELY NOT, I can't do that. But I did a hell of a lot better than I would have imagined. So I'm giving myself a star for the month. OR, so as not to break open the champagne before the finish line, I'm anticipating a star. Because I've worked hard to spend as little money as possible, I'm on track for next month to live a little easier.
That's all. I'm at work and don't want to be, anymore, so asta-la-pasta, spaghetti-o's!
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