A different day

I've been snooping and I realize a lot of those numbers (for my debt) are substantially off. I'll go home tonight and get the correct digits.

My irresponsibility is multifaceted, but I do try and get better. This is an example. Other things that I've done: I've automated all my payments, so I no longer get late fees for anything. Bill Pay is one thing Wells Fargo has given me that seems to have my best interest (verses their best intere$t) at heart. I've set it up so all my payments go out on the 15th, when I get paid. I haven't, of course, adjust these payments to cover anything but the minimum on my credit cards. I know I have to do that.

I'm one of those people who's always busy. This is how my mind works. I've always got projects, I'm always doing things with friends. Currently:
- I'm writing a book
- I'm editing a friends book
- I'm taking an English class at the University of MN
- I'm applying for graduate school (a VERY big blog will come up about that)

I don't take time to:
- Clean my room
- Work out as much as I should
- Do minor repairs on my car. I haven't changed my oil in probably 10,000 miles. I checked it last night and realized it was empty. I dumped a few quarts in to bring it up. (Tires need to be replaced, spedometer doesn't work. Sadly, this isn't a bad car. 2000 Honda Civic).
- Almost every year, I take too long to renew my tabs, so I end up getting a ticket for overdue tabs. In fact, I'll often get TWO tickets for overdue tabs. This year, I didn't pay the overdue tickets for the overdue tabs, my license got revoked, and I got a ticket for driving on a suspended license. This shit is not unusual for me.
- Taxes. My tax preparation method is to buy a bottle of wine the night taxes are due, drink a good portion of the bottle, blaze through the taxes as fast as I can. I believe my record was 15 min in 2003. God knows if the numbers ever work. I usually leave a form out. I often send something in late.

I have to go to a meeting.

Ciao.

1 comments:

canadian sadie August 10, 2007 10:30 PM  

I think we're twins. I too have a difficult time keeping up with the more mundane tasks in my life. I got the same ticket for driving suspended. Except I was suspended because I couldn't be bothered to pay my auto-insurance on time. I had the cash, but not the wherewithal to get my lazy self to the post office.

I've got absolutely EVERYTHING automated--I had to. I was moving with my work pretty much once a year and that, combined with my lackadaisical attitude to punctuality, was wreaking havoc on my credit rating.

I've just found your blog, and I like it. Thanks for sharing your story.

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